We have been in the accounts receivable factoring business since 1979, are independently owned, and have a powerful track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's ups and downs and having had these experiences, can lend a helping hand to get you through any bad times you might run into. Our lights won't go out when the times get bad, like a handful of accounts receivable factoring companies regretfully have before.

Every factoring company has a preference for size, industry, and risk. It's not practical for you to know which accounts receivable factoring firm is the best fit for you. By reaching out to us, we can save you a tremendous amount of time by helping you locate the most suitable match for your business - it could be us or another accounts receivable factoring company.

We have a vast network of accounts receivable factoring industry counterparts, these cooperative relationships were earned over 20+ years in the business. So, after you take the time to define your needs to us, you'll quickly learn that we can help you find precisely what you need.

Almost all accounts receivable factoring firms let you select and choose your customers to factor. But a handful of them usually require a minimum dollar amount prior to doing business with you. We let you select and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is a little like carrying a credit card in your pocket. You carry it to use when you require it but don’t sign an agreement which will make you use accounts receivable factoring when you don't require it.

Almost all accounts receivable factoring firms are not upfront about their fees. It is baffling why they do this. You can be rest assured, We do not behave this way.  We are absolutely upfront about our fees. When you apply, you are provided a transparent, no obligation rate proposal with the fee for your company. It is going to be tough finding another factoring company, if any, that will be absolutely upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you be given an advance payment of $700 to $900 to your account. Our current advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few receivables factoring companies are funded by Wall Sreet bankers. We are a privately held company and don't take orders from investors and boards. Much like you, we are like-minded business people and we have experienced many of the hardships that a business deals with. We hear your story, go over your concerns. Based on that information we will put together a customized solution for you. Almost all receivables factoring companies particularly the Silicon Valley ones mostly look for the algorithm to determine your company's funding program. Who do you want to depend on as a cash flow partner to fund your business?

Almost all accounts receivable factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are provided with a dedicated account administrator to be your point of contact – who really knows your business really well, and can assist you in ways the others just can't or don't want to be disturbed.

Don't forget the fact that the accounts receivable factoring firm will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is superior. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. In addition, we watch each invoice and follow them the same as your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if wanted until payment is received.

Our business credit monitoring systems allow us to spot early negative trends so that we can protect you from iffy transactions. You have quick access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection concerns in order to get them fixed without delay.

You get quick direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Keep your eye on negative payment trends. This is essential to avoid preventable write-offs.

Our company incorporates the latest technology to to expedite the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means better rates for you. Almost all other companies are not even in the ballpark.